Hah likewise. In the early 2003's I was accepted into two of the top compsci universities in Canada but was rejected by the government for a student loan (my parent's income was too high, the government said-- they should pay. thanks government, no shit).

So I put all my fucks into working my ass off. Started dishwashing. Became a cook. Then owned a bakery. Built up a portfolio, became a sysadmin for a large company. After 6 or 7 years the writing was on the wall that I'd be replaced with a call center and some low wagies so I left.

Been working a do-nothing laid back remote job for a year now and never happier. My only source of stress is thinking that giving a shit when I was young would actually lead somewhere when I had the rug pulled under me from the get-go.