Cancer is the enemy! I am so sorry to learn of Eric's passing. Sometimes you don't have as much time as you think. We all should do so well as to document everything for our spouses and loved ones. I had a friend who died from cancer and we never truly unraveled all of his accounts for his widow. Live has moved on but stuff including precious memories were lost as cloud accounts were shuttered. Also do not underestimate how many organizations will not transfer accounts to the surviving spouse.