And if you do feel confident, you probably shouldn't own crypto either.

Even if you are not hacked, or otherwise lose access to the funds, they are not unlikely to become worthless simply due to the system with the stable coins collapsing.

The liquidity can easily disappear, much more so than with Fiat currency or other assets linked to real economies.

You cannot protect yourself from being scammed in that way, even if you do hold on to your keys.

Good to hedge bets. The value of Fiat can go to zero at any time too. Especially when leadership is always talking about printing trillions of dollars to give every citizen checks.