An uncompromising minority has surprising power. See Nassim Taleb's idea of assymetric minority rule.

Passkeys are only one kind of 2FA.

Yes, banks are particularly bad at this because their threat model is strong.

My bank required installing an authenticator, but apparently recently they've allowed SMS based 2FA. It seems users complained/resisted and they had to accommodate them. Maybe you should give feedback to your bank. Be the uncompromising minority.

I think 2FA is fine and a good idea, but I agree with the author that passkeys seem fraught as designed.