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▲ notyourwork 2 hours ago

And work on paying your first house off early. The rest comes and can go. Stable home attenuated the unpredictable ups and downs.

▲CalRobert an hour ago | parent | next [-]

Well that would depend on your interest rate, presumably. Especially since interest is tax deductible in some places.

If you _do_ break up, this also makes it harder for one person to keep the house, which might be bad if there's kids in a local school, etc. If you have 100k in equity it's easier to buy out your ex than if you have 1 million in equity.

▲simpsond 2 hours ago | parent | prev [-]

What if you have a mortgage with 2.5% interest? Even if I had enough liquid assets to pay it off, I wouldn’t with the current market.

▲nxm an hour ago | parent [-]

It's about individual tolerance for risk and ability to sleep at night knowing that the bank still holds the title to your house.