| ▲ | icedchai 2 hours ago | |
Most people don't have that discipline. If you asked the average person to "just" save 25% of their earnings, they'd look at you like you had two heads. | ||
| ▲ | wingworks an hour ago | parent | next [-] | |
A fairly easy method is, when you get a pay-rise, setup an automatic payment that pulls out the extra money you now get, and auto invest it. Otherwise you end up with what's called lifestyle creep, if you leave it into your bank account you will always find something to spend it on. It does depend a bit on how much money you were making, but I'd guess it applies to most here. | ||
| ▲ | cornhole 10 minutes ago | parent | prev [-] | |
most people don’t have the discipline to floss their teeth | ||