When you deliberately violate a TOS using deception in order to get money or property from a service, you're committing fraud.

There are plenty of ways to violate a TOS non-remuneratively or without using deception ("deception" is an element of the crime of fraud and has to be proved up in court; it's not simply what the TOS says it is). Those are civil matters, not crime.

The template you want to be working from: lying for money is fraud.

Unless you are facebook, Musk, OpenAI, Antropic, Thiel, ...