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▲ weakened_malloc a day ago

This argument never really holds water with me, why stop at card costs? Why not add on an additional fee for every other thing like, fuel surcharge on delivery costs, employee surcharges (I don't live in a place where tipping is expected), or even energy surcharges?

The cost of the product should be what's on the label. If that's not enough, raise the price.

▲jerlam a day ago | parent | next [-]

Others have already mentioned that the credit card surcharge is something that the customer has control over. But in regards to the other fees:

> Why not add on an additional fee for every other thing like, fuel surcharge on delivery costs, employee surcharges (I don't live in a place where tipping is expected), or even energy surcharges?

A lot of companies already do this. As long as those fees are mentioned somewhere before purchasing, it's legal here:

https://abc7news.com/post/what-are-surcharges-bill-when-eat-...

California banned all these surprise fees, and then the restaurant industry got their own exemption:

https://calmatters.org/commentary/2024/06/california-restaur...

▲weakened_malloc a day ago | parent | next [-]

> A lot of companies already do this. As long as those fees are mentioned somewhere before purchasing

As long as it's part of the advertised price, im ok with that

▲alistairSH a day ago | parent | prev [-]

As a consumer, I find add-ons fees extremely annoying.

What does Europe do here? They at least add tax into the list price which the US can’t seem to do because reasons.

▲Y-bar 20 hours ago | parent [-]

It’s worth noting that EU puts clear limits on the size of credit/debit card fees. You can’t add card fees on top of the price either, with some small exceptions.

> Traders in the EU are not allowed to charge you extra for using your credit or debit card. The only exceptions to this rule are American Express/Diners Club cards and business or corporate credit cards, where your employer is billed instead of you. If you use these cards, you may still be charged a fee but the fee can't be more than what it actually costs the trader to process your payment.

https://europa.eu/youreurope/citizens/consumers/shopping/pri...

▲MichaelDickens a day ago | parent | prev | next [-]

The credit card fee is the only thing that changes based on the payment method. The fuel cost, employee cost, etc. is the same for the same product, but if you pay with a credit card, it costs the seller more money.

It's common for the price you pay to change when the method of purchase changes. For example, having a product delivered costs the seller more than if you picked it up from the store, so you have to pay a delivery fee.

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▲NohatCoder a day ago | parent | prev [-]

Because, between all of these expenses, it is the one the customer controls. The customer chooses what card to use, but the merchant pays the associated cost.

▲chii 21 hours ago | parent [-]

Then what about a toilet cleaning fee? If you as a customer used the toilet during your shop visit, then you get charged a toilet cleaning fee on top of your transaction.

To me, surcharges should not be allowed. The sticker price the customer sees when they decide to buy ought to be the price. This makes comparisons much easier, and enables more competitive pricing.

▲what 21 hours ago | parent [-]

So you want everything to be labeled with a cash price and a visa price and Mastercard price and discover price and Amex price? Labeling it with just the cash price seems fine, you can go to an atm and get cash if you don’t like the surcharge.

▲chii 14 hours ago | parent [-]

> labeled with a cash price and a visa price and Mastercard price and discover price and Amex price?

of course not. That's absurd.

I want a single price, regardless of my choice of method of payment. The cost should be built-in to the price. If the cost of providing one type of payment method is too high, i want the business to take out out to make their price more competitive (balanced with the amount of people unwilling to shop there without said payment method).

Merchants and payment providers compete to provide payment methods at as competitive rates as possible, because they needs to compete with cash handling (which isn't hard at all), and the consumer doesn't think about "cost of payment method" - they merely need to think about the cost of the item displayed.