There are other problems with debit vs credit cards as well (depending on country a bit). If someone fraudulently uses your credit card can generally just report it and you aren't on hook for it nor out of money while it's being investigated. If someone fraudulently uses your debit card you are usually out of the money until matter is resolved. And you won't necessarily get the money back via bank, you might need get it from merchant. In CC case merchant would need to sue to get the money if they still believe you actually made the transaction.

I used debit cards a long time and always had the bank cover fraudulent charges despite not being required to.

I gave up on them when the IRS discriminated against debit for identity verification when applying for COVID EIP.

I don’t see why those would be a problem with the use of a PIN or other multi factor authentication.