>There is no scenario where you have enough time to pick up a bunch of clothes but nobody thinks to grab the irreplaceable electronic parts that you spent $90,000 on.

Gonna have to disagree on this one. A handful of clothes can be held in your hands. A bunch of electronics can't. That's for insurance to sort out at that point.

The blindness bit had me wondering why the author didn't just look up info on the subject instead of making things up in the middle of a post about honesty.

His gears start slipping halfway through the article and it ends with a weird parasocial vibe.