Once I got over the fear of hiring workers that didn’t work, a Fractional CFO was a game changer. What has been your experience?

I think this post is bait, but hiring executive contractors is essentially a terrible idea for startups.

Your 'fractional cxo' will cost as much as a full time junior, work very few hours, not care about your equity, and be mostly unconcerned whether you succeed or fail.

Get an employee who's dedicated to your mission and wants to prove themselves, or learn to do the job yourself until you can justify the hire.

There are some horror stories with Fractional CFOs. That was my intital fear. But, a Fractional CFO who own a number can give a boost to a sub $5 million company. It goes bookkeeper, tax accountant, Fractional CFO as far as when to hire.

Why stop there instead of an entirely fractional executive leadership?

I’d love to hear an explanation of what ‘fractional CFO’ means in this specific circumstance; please tell us more?

(Non-OP folks, I’m familiar in a general sense but I’d rather not assume the details, so this request is for OP alone to clarify their question with additional details.)

“Fractional” seems to be the modern-day buzzword for a 1099 contractor.

(and your experience will all depend upon the contractor)

serious question - what happens at the end of a quarter and you don't have them.

sort of like tahoe timeshares near heavenly for periods when there is no snow.