Is it worth it or not can be function of your income and your skill set obviously; So it it about your level of independence.

During covid era, I fixed someone else's toilet because her condo management was not picking up the phone. You assume that there is always someone that would respond and that is not always the case.

I will change the dishwasher that is leaking at the bottom my self and I am capable of figuring if say the dishwasher is fixable at a cost lower than buying a new one or not or is it just the hose that is leaking. If you can't diagnose it, do indeed call the plumber but make sure that you turn off the valve or you would damage to the walls and the floors below. Interdependence will not necessarily replace the ability to diagnose and figure what are necessary actions.