It's not the 90s. Once you put it on finance, it's often cheaper than a monthly rail pass. Depending obviously on where you are and how often you travel. And also far cheaper than doing the same trip on taxis/uber even just a few days a month.

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outime 36 minutes ago | parent [-]

>Once you put it on finance, it's often cheaper than a monthly rail pass

Cannot this be said about anything? Choose a long enough finance and it's "cheap". Let's forget you'd be paying (at least in Europe) easily 1.6x the price of the car because of the small payments.

	▲	pjc50 18 minutes ago \| parent [-]
		True, but it enables you to compare things against those which you can't buy upfront. London Travelcard zones 1-6 is £3264 annually or £313/month, but there's no option to buy multiple years in advance as if you were buying a car outright. £313/mo is more expensive than the cheapest new car leases, but you wouldn't want to drive a car through London zone 1, and you'd have to pay £18/day in the congestion zone.