The way you'd usually handle that AFAIK is to have the service ask the billing system for a "reservation" in its native units, likely with an attached TTL. Then, the service would translate those units to U.S. Dollars (or possibly Indian Rupees), taking your plan, discounts, vouchers, contracts, grandfathered pricing and all that into account. It would then "lock" the calculated amount of money, denying the reservation if total_spent + total_locked > spending_limit. After finishing the operation, the service would ask for actual billing and free the unused units.