My version of this theory is that we already have AGI, but Altman/Amodei/Zuck keep asking it for an infinite money glitch and it keeps (correctly!) saying "no money, humanity is fucked given the trajectory, and you in particular will be fucked once the general public decides that you're the scapegoat". A/A/Z decides the AGI is wrong of course, so obviously dumping another billion into training or reinforcement or tagging or whatever is the next step.