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| ▲ | fragmede 4 hours ago | parent [-] | | To be a millionaire, maybe, but a $300/month scrather habit over 20 years, in a 401k that's just the SP 500 gets you a quarter million dollars, which isn't nothing to retire on, vs approximately $0 from scratchers. | | |
| ▲ | gambiting 4 hours ago | parent [-] | | Dude no offense but you must be vastly overestimating how many people can save $300 a month. We're talking about people buying couple lottery tickets a month. | | |
| ▲ | rootusrootus an hour ago | parent | next [-] | | > We're talking about people buying couple lottery tickets a month Those people do not have a gambling problem, though. They are dropping a few bucks a month to buy a daydream. It could be worse, they could be spending 10x that on Starbucks. | |
| ▲ | fragmede 4 hours ago | parent | prev [-] | | That's the problem though. I know many people who can't save $300/month, but easily spend that much in consumables, scratchers, alcohol, drugs, etc. On the subject of gambling addiction, $300/month by someone who can't afford it absolutely happens. Go to a GA meeting sometime. They get their paycheck, gamble it away, and then don't have money for rent. Unrestricted gambling is the devil and will be the downfall of America. I'm not one for "shoulds", but there should be something like an accredited gambler law, where you're not allowed to gamble more than 1/3rd your paycheck except in certain circumstances. | | |
| ▲ | autoexec 3 hours ago | parent | next [-] | | > there should be something like an accredited gambler law, where you're not allowed to gamble more than 1/3rd your paycheck except in certain circumstances. What would that look like? Would gamblers have to send copies of their pay stubs or bank statements to every casino or gas station they visit and every gambling app they use? I'd be happy if we focused on restricting the most harmful actions of the companies who profit from the people they turned into addicts. No more online sports betting. No more adverting for gambling. No more targeting children with gambling in video games that accept real money for anything. No more using AI or surveillance to detect and target addicts. | | |
| ▲ | fragmede 3 hours ago | parent [-] | | Payday loan places usually look at paystubs before extending a loan, so all I'm suggesting is places where you can gamble have to implement the same technology. The restrictions you mention seem harder to pass under a banner of "but muh freedom". |
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| ▲ | gambiting 4 hours ago | parent | prev [-] | | So we're in agreement. Those people didn't have $300 to save on anything to begin with, they just spent it anyway at the expense of other needs. |
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