> your bank 100% has a checkbox on your account they can click to disable any phone hardware requirements

I was going to thank you. I still thank you if this is true.

How do you know about the bank checkbox?

My bank is huge and I’m skeptical they give a crap about me any more than Google. Their app certainly doesn’t look like it.

(I noticed your account has been posting a lot of what I consider to be “garbage comments” in this article, so I’d like some kind of claim to fact check.)

I know that because of all the reports of people going to their bank and complaining the app won't work on their phone, then getting it fixed.