I think the difference is between someone like you who wants to learn and a teenager who has to learn.

I used to be a tutor, and the kids who wanted to get ahead were people who more needed someone to give them hints as they learned. The ones who needed to get the grade were a lot more reticent and needed a lot more attention and prodding.

I don't think AI as it currently exists is a good choice for those folks.

It comes down to the same issue that all AI comes down to really.

If there’s proper oversight (tutor teaches the student and reviews knowledge while the student uses the AI to study or test themselves) that’s fine.

If it’s just the AI then a student isn’t going to know what they don’t even know to ask.

This can also work with books or adequate material someone is basing their learning on.