A couple of years ago during lockdown, I was working with someone definitely qualifying as a boomer, to start up an e-commerce site for him. He was proudly showing me his ledger book of checks that he had to shell out $200 to receive while declining a debit card. On a couple of occasions, I went with him to get cash by driving to a bank branch, writing a check, and having the teller cash it for him. It took months to convince him that he absolutely needed a debit card when people were constantly asking if they could use Venmo/CashApp/etc to pay for products.

So we're still in a transitional stage where some people are still stuck on using checks.

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autoexec 3 hours ago | parent [-]

At least I see them being used less often in stores. Also how on earth was he paying $200 for checks? You can get them for < $15. Here's a book with a fish on it, and a ledger, and a cover for under $25 https://www.checks.com/p/856/wonders-of-the-sea-checks

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dylan604 2 hours ago | parent | next [-]

Man, don't get me started. However, business accounts are more expensive than regular accounts. Also, why are you surprised that a bank has found a way to charge more fees?

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esseph 2 hours ago | parent | prev [-]

Check processing I think, not writing them

	▲	dylan604 2 hours ago \| parent [-]
		No, the ~$200 fee was for the book ledger and blank checks. I have no idea what kind of monthly fees the bank was charging for the account. He was also getting raked over the coals on his merchant account to process credit cards because it was deemed a high risk business so most reputable places would not accept the business.