hirako2000 4 hours ago

No they don't. Even waterproof phones damage due to simple water spill get denied warranty (even from Apple).

https://www.apple.com/applecare/

AppleCare specifically covers water damage of any kind, and is what I would assume OP would be referring to as a "premium warranty and repair service".

	▲	hirako2000 2 hours ago \| parent [-]
		That isn't my read. ApplecCare is as much a warranty as their Apple's phone are guaranteed waterproof. It's marketing. The 3 year warranty add-ons is an insurance. One can get an insurance for any device.