I think we all expect the heavy subsidized subscriptions to end or significantly increase in price at some point, but it could be years from now and I'd rather spend a similar figure on an hypotetical Mac Studio M8 Ultra, or whatever more advanced competitor that will have likley appeared by that time.

A more apples-to-apples comparison would be with API cost in OpenRouter at the same tok/s rate for the same models that you can run locally, maybe.