At this exact same level I posted this.

>They are designed for a wealthy technologically inclined user with a very stable lifestyle and trusted resources and connections to other people. You know, the exact people who developed them.

And here you go posting

> I'd do as suggested elsewhere here and call home to get a trusted friend/family member to read me off the one time password saved at home or whateve

If you read what I posted you see why you live at a particular place of privileged and are seemingly incapable of putting yourself in another persons position where these things do not hold true.

"If you are a white male earning over 100,000 a year in a stable relationship with living family members, excess savings in the bank, in a stable first world country everything is going to be fine and the rest of you can get fucked" --what you keep repeating in different ways.

I agree every kind of account should have a reasonable level of recovery process in place.

Also, you're posting incredibly racist and sexist statements here. Why does race and gender matter here?

Stop being racist.