Then that family member does not worry like you do worry. The main point is assuming one can have a proper security for Google account - everything else becomes easy.

The fearmongering of losing google account should stop. Yes, some people lose it. There are a larger proportion losing/getting pwned by repeat use. For the majority - just pressing the fingerprint to access an account (like amazon/eBay) via passkey is great.

Fairly technical co-workers - I used to suggest them to buy USB security key few years ago. Now that same fairly technical some how has at least 2 devices with them - so they just skipped the USB security key need - and just use Google (in Android) or iPhone in Apple ecosystem. Everything just works.

Yes, there will be a poor soul that may lost everything with only one device.

>Then that family member does not worry like you do worry.

Until they lose access to that account and then it becomes my problem to solve.

People keep their entire lives in cloud accounts these days. Their passwords, financial history, copies of important documents, baby photos, etc. Losing access to it is incredibly disruptive and may result in unrecoverable losses.

It shouldn’t be this way, but it is.