Consider the possibility that your brain chemistry is different from that of other people, and that this could affect the level of responsibility people bring to bear here.

Sure, but you can say the same about alcohol, drugs, sweets, red meat, sex, motorcycles, base jumping... pretty quickly we're going to end up in a pretty milktoast world.

I met someone recently who filed bankruptcy over tens of thousands of dollars of debt incurred obsessing over baseball cards (!) There is always going to be someone.