How did you "accidentally" do something that was so obviously not allowed?

davidmurdoch 3 hours ago | parent | next [-]

I didn't know what a "money transference service" was, and certainly didn't know this service that I didn't know about was highly regulated.

I only created it because I had Google Play Credits that were gifted to me. I built an app to "convert" them to cash for myself. I had never built an app before. I was proud of it and tried to make it pretty and professional and useful for others, and used it as a learning experience. The listing on the Play Store was clear about what it was.

I had to answer questions about what the API was being used for when I signed up for Dwolla (an actual regulated money transference service). I answered honestly. They approved it.

The app sat unused with no downloads for years before someone on Reddit's `r/churning/` posted about it.

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SoftTalker an hour ago | parent | next [-]

I mean people in poor neighborhoods do the same thing with laundry detergent or anything else you can buy with SNAP benefits.

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IshKebab 3 hours ago | parent | prev [-]

Right but... You've used gift cards before right? The whole point is that you can't convert them to cash. Not only that but Google/Apple gift cards are notorious for being used in fraud.

I guess if you're young...

	▲	davidmurdoch 2 hours ago \| parent \| next [-]
		Sure. I created it back in 2011 or 2012. It wasn't a gift card that personally motivated me to make this. It was credits from an online referral program I was gifted. I guarantee I did not read the fine print at that time.
	▲	MichaelZuo 2 hours ago \| parent \| prev [-]
		Most people dont read the fine print on the back of gift cards. So I can easily see someone never running into a situation where it’s actually explained that is not allowed face to face.

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leetrout 3 hours ago | parent | prev [-]

He accidentally got caught.

	▲	kulahan 2 hours ago \| parent \| next [-]
		I’ll never understand people so desperate to find villains in the world.
	▲	davidmurdoch 3 hours ago \| parent \| prev [-]
		I responded to others with more details if you're interested