Do you happen to live in a country where your government departments are known for rapid processing? (not weeks of delay like we're talking about here).

I generally see my legal system create severe delays (regardless of how much that victimises or costs everyone involved)

> I generally see my legal system create severe delays

Better a delay that getting your account closed without recourse. But you are right, years of conservative governments have starved the government and its services are slower than they should around the west world.