You are right that this is a consideration and risk. But it can make your life much easier. The reality is that these tool are available now. This is in fact not the first one like this. It can make the work of small businesses or clubs more more efficient.

...with the risk of getting banned, you can't reasonably use this for anything 'important'.

In order to make my life easier, it probably needs to be doing important stuff.

You can't hide behind 'other apps are doing it too', if my 'important business account' or whatever gets banned from using your tool, I'd be upset at you.

How do you guarantee your uptime SLA if my account may get banned any second?