Seems weird to question their statement, right? Surely they know their life.

This is not that unusual. I also have never had any of these, or any other, streaming services. It's been wonderful.

I'm not questioning not having streaming services. I'm questioning it actually being cheaper than buying physical media in the long term for anyone who listens to more than the occasional song or watches the occasional movie.

If the answer is "I pirate stuff", that's fine. But just be honest about it.