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jedberg 5 hours ago

Why? Insurance companies use detailed risk data. If they discover that letting you drive your own car is a much higher risk than an auto-drive, why should they not be allowed to account for that?

Insurance companies aren't political -- they charge for whatever costs more.

jjordan 5 hours ago | parent | next [-]

Yes, I definitely trust insurance companies to do the right thing here.

jedberg 5 hours ago | parent [-]

Car insurance companies have their problems, but pricing risk is not one of them.

We saw this before -- they used to charge people who lived in high crime areas more money. They had to stop because it turned out that those high crime areas also had a lot of poor people, so the government stepped in and stopped allowing pricing by zip code.

But the insurance companies weren't wrong about the risk -- those customers cost them more. So instead they had to raise everyone's rates to account for the fact that they (rightly) could not discriminate.

I suspect the same would happen here. That poorer people could not afford self driving, and they same anti-discrimination rules would apply.

salawat 5 hours ago | parent | prev [-]

>Insurance companies aren't political -- they charge for whatever costs more.

Insurance companies you are required to interact with by law are absolutely political.

jedberg 2 hours ago | parent [-]

I meant they aren't political in their pricing. They don't charge less or more for something because it is considered liberal or conservative.