>No. People have an inner monologue, partial results and ideas and they remember that.

Yes, but the vast, vast majority of decisions you make either don't take place via an inner monologue, or include details that were not actively/consciously "thought" and reasoned with in your inner monologue.

And yet, when asked why you did something, you're not likely to respond "sorry, that decision was made subconsciously". Instead, you use your inner monologue to try to backfill in a reason why. That reason may be correct, or it may not be. You don't actually know, since you have new data that may be updating your own internal state as you try to rationalize it after the fact.