Hmm that is a good question.

I can't really provide a full picture here as I just make stuff up as I go, but the first word that came to my mind when reading your question was "atomization".

Not sure what my brain wants to tell me with that, though.

It might be one of the prerequisites for the current state. It might be what changes for greater change to quickly snap into existence. Or it might also be brainfart.

Not sure if a quick answer like this is helpful, but maybe there will be a longer answer later. Or not. The brain works in mysterious ways.

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Hmm. It might be that the mechanisms that have been pushing said atomization could perhaps break down due to the reward systems breaking down.

And then suddenly collectives violently snap back together like these neodymium magnets that make that fun sound.

Which, in more concrete terms, could possibly be translated as "people might get so sick of everything, they prefer logging off and talking to their neighbors instead". Although that is a translation that comes with resolution loss.

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Another thread to pull on here is that AI hyperinflates all sorts of things like fake merit or similar.

So stuff like virtual internetpoints driving people might not continue working.

Or if AI steals all our jobs as proposed, then maybe people will not take the monetary system in which AI wins seriously anymore.