The problem is indeed people. How do we make the default choices most people make, better?

Consider that a lot of people will be very happy to ask an AI what to do when in the past they may have taken no advice at all. It's a hell of a burden but also a wonderful gift. If anything, progressive countries might eventually want to guarantee some basic AI access for people of all income levels.

I wouldn't be so sure. Given that the general idea is that commodity AI is terribly censored and filtered, a lot of people will probably seek out the most uncensored/abliterated models for their use, simply because they're uncomfortable with the idea of being censored or manipulated by the bigger labs. Despite that though, some people probably will benefit from the alignment done by the larger labs, though as we've seen with OpenAI's sycophancy crisis, that has been a bit hit-and-miss lately