I think frustrating is the most appropriate word. Finder is great if my files are organized and I know exactly where something is. My concrete one... The save dialog opens where it was last, so files land in places I didn’t choose, and nothing in Finder or Spotlight helps me later unless I remember the name or the contents.

Thanks for something concrete.

In the open and save file dialogs, the location is a dropdown containing, amongst other things, recent locations, which would list where the file ended up. I think the number of recents is configurable in System Settings.

It should also show up in the Recents sidebar entry, though I don’t use it so I’m not sure.

The save dialog sidebar is configurable, I’ve put my “inbox” there.

I agree it would be better for this to be an option, but I think the status quo is more clicks, not nothing exists.