That is why it is not a "List of things you can have tomorrow" but a "Luxury list".

When you have time, health and no stress - that is the luxury OP is talking about.

You don't even need to make more money if you have all those things. If you know your health is insured and you are healthy, you have a decent place where you can feel safe and sleep until late mornings and you do not have to worry about how much food costs - you basically live like a king.