As other comments already stated and have stated, money should never be the goal, it's the middle. Having money allows you to not worry about some of those topics, or having more time for them. If you don't have more it means you must worry about that. Having money means you don't: you don't have to worry about rent, health insurance, paying for experiences, food, etc. It's true, you don't need that much money, but still.

Goodhart's Law in operation.