You also have no way to get out of a bad relationship if things turn sour. Being stay at home is extremely risky, you give up freedom.

Tbf, that's a very "modern"-ish way of viewing the idea of "committing".

And there are good reasons for that, of course, but with that thinking, you're always going to be not fully there, which might be harmful in different ways than the ways it tries to protect against.

It's a hard problem to solve, because Humans and interpersonal stuff is hard, but, ideally, one would frontload the friction, so that there is no need to keep an out on hot standby.