Based on my experience on the fundraising side, I'm inclined to agree with your perspective. One small nit to pick: I think policy changes can happen. However, it's hard for me to imagine meaningful change occurring before a catastrophic event. How big would the blast radius be? Obviously no one knows, but I hope it's closer in scope to "The Collapse of Silicon Valley Bank" as opposed to "The Collapse of Lehman Brothers".

I don’t really have hope because big money controls politics. Everything gets steered towards capital’s interest instead of humanity’s.

Apparently The Collapse of Silicon Valley Bank is not enough to force change.

The Collapse of Lehman Brothers is also not enough for long term change, also apparently.