In 2004 I had a program on my TI-89 "Calculus Made Easy". It would do basically everything AND show your work.

Someone gave it to me about 2/3's of the way through Calc 1. I truly regret having become dependent on it. I studied enough to know roughly what I was doing but not enough to not be dependent.

I suspect learning with AI is the same sort of thing. You're learning, but you're not deep learning .

As a counterpoint, I am self-studying physics while relearning the calculus and math I took in undergrad.

AI has been immensely valuable, but I suspect only so because I am intrinsically motivated to learn this material. When I make errors in solving problems due to a confusion in understanding, it can help me work through the problem the same way a TA would, without having to wait and where I can ask a million clarifying questions until the idea is concrete in my mind.

Could I abuse it to just answer questions for me? Absolutely. But since that’s at odds with my actual goal, I don’t.

I read a quote that I think is analogous to AI usage. Knowledge cannot be transferred it can only be learned.