Absolutely. I pay Borgbase $10 a month (about). I could probably get a huge storage limit in Google for that money.

But it's worth it to me to be answerable to no one. I can't, say, sign in to my Google account with an unlocked phone and get banned. Boom, photos gone, no matter how many backups Google made on my behalf. And if I'm gonna do a "takeout" every month and back that up; might as well host myself. Immich is also absolutely amazing software.