In my experience, for most basic services, Passkeys are absolute overkill: Your ability to recover your account without too much hassle usually beats having a key explicitely tied to physical hardware (even worse, your phone that you carry around in public). Besides, passkeys are also often used by companies like Microsoft to peddle their apps, because of course you have to have specific apps for it.

Makes me all feel like passkeys are largely a convenient security excuse for vendor lock-in and siphoning personal information. OTP-Generators seem to be more generally applicable and less phone or company-bound.

Passkeys are a solid idea in theory - in practice they are a confusing mess. Basic users are incredibly confused by them. My recommendation still continues to be a very strong password + app based MFA.

I sometimes consider the number of man-hours wasted every year by companies (such as Amazon and Dropbox) that repeatedly offer to convert passwords to passkeys, despite having already been declined (once, or even dozens or hundreds of times).

For a company this may be a good idea, but for consumers this is a nightmare. It will be so easy to get locked out of your account.

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Good point.