>On the other end - yes, it will create massive vectors for abuse & fraud, since govt services are designed to have roadblocks to reduce usage.

That the government collects taxes and then understaffs the department that distributes the benefit is the first fraud. 30 years after email was invented, why do people have to wait on the phone for hours to talk to a government employee?

Bingo, the IRS made me fax them something once and it was a demand and not a request.

It was 2022 when this happened.