This presupposes the ability to get a credit card and the confidence of sufficient funds when that auto payment hits.

▲ sokoloff 16 hours ago | parent | next [-]

If the alternative was paying cash, cash has an even more demanding level of confidence of sufficient funds required and it applies earlier with no flexibility.

	▲	strix_varius 4 hours ago \| parent \| next [-]
		No it applies at whatever time you choose - it's the most flexible option for a person whose wealth fluctuates frequently around a low baseline.
	▲	ali_alkhazraji 14 hours ago \| parent \| prev [-]
		[flagged]

▲ aurareturn 4 hours ago | parent | prev [-]

  confidence of sufficient funds when that auto payment hits

How is this different than paying with cash or debit?

	▲	strix_varius 4 hours ago \| parent [-]
		Because cash and debit allow you to pick the time in the month when you happen to have the ability to pay for something. Frankly these questions astound me, do y'all really know no low income folks?