Are there not disparities between running an application in the terminal and running a native GUI? I can only speak for macOS, but my experience with bespoke native GUI applications of my own or other developers (pre-built distributions in GitHub assets) is that I must first pass through the layers of the macOS security model: doing a right-click dance to launch the application, changing permissions in security settings, etc. I assume the experience is different depending on how you set up Xcode to compile, how it's signed, etc (I have zero experience with how this works). That said, I do not recall being subjected to any of this using terminal applications.

Put differently, a GUI application seems to subject you far more to the whims of Apple or Windows than a TUI and perhaps even a different run context. Maybe the permissions fiddling for this is insignificant. Is there a clear user contract from Apple or Microsoft about this?

Naturally, this is a non-issue in Linux.