I wish we'd go back to calling these companies "predatory lenders" instead of "payday loan" or BNPL providers.

There’s something in that about the nature of predators - you don’t actually get mad at the wolf for eating the chicken, it’s what the wolf does, just like eating the worm is what the chicken does and eating your garden fruit is what the deer do. You don’t get mad at the wolf, you either build a fence or you kill the wolf.

Special hell for the ones that incorporate or partner with Native Nations to try to avoid usury law.

(And also, though I don't begrudge them much, also, a special hell for those who offer this up to companies for a cut).