> Treat the payment backbone as a public infrastructure.

Yeah. Let banks fund this out of the 2% of NP they must use for CSR activities if they have to.

> he too subscribes to the anarcho-right political ideology of transferring wealth from the poor and the middle-class to the rich

I do not see this. In fact, he is TOO socialist. He was elected on the platform (one of them at least) of "minimum government, maximum governance" and has actually continued to expand the reach of government. The bureaucracy has not been tamed. The government continues to run businesses. Build a sovereign wealth/investment fund like Singapore if you want a share of the growth in the economy instead of running loss-making businesses for decades.

And all the centralization of decision-making. He is more of Nehru/Indira than he thinks he is.

> I do not see this. In fact, he is TOO socialist.

GST implementation, Demonetisation, unnecessary COVID restrictions etc. resulted in anarchy that was all designed to drain wealth (make labour cheaper) and / or transfer wealth from ordinary people or small businesses to the corporates (to make select rich, richer). He has also weakened all social welfare programs of the previous government by reducing funds or introducing restrictions designed to sabotage it for the intended beneficiaries. The centralised decision-making stems from the fascist ideology that he subscribes to (RSS, the indian organisation that he emerged from, admired Mussolini and Hitler).