| ▲ | SoftTalker a day ago |
| I think a citation is needed for "Americans regularly avoid care ... because they can’t afford it." I think there are other reasons, e.g. they don't like doctors, or it's too inconvenient, or waiting times are too long. I have good insurance and haven't seen a doctor in probably 20 years. I know people who are visiting the doctor for every sore throat, ache and pain or sneeze and sniffle, and that's not me at all. |
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| ▲ | TimorousBestie a day ago | parent [-] |
| Here you go, a recent survey: https://www.jgwentworth.com/resources/medical-emergency > The survey showed that over nine in ten (92%) of insured respondents had delayed or avoided medical care because of concern about cost. > In fact, 95% of those surveyed said a medical emergency would likely put them into serious debt even with insurance. |
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| ▲ | SoftTalker a day ago | parent | next [-] | | An unexpected car replacement would put most people into serious debt. And there's no insurance for that. People get so hung up on the idea that they should have to pay for health care, when you have to pay for every other necessity in life. | | | |
| ▲ | loeg a day ago | parent | prev [-] | | We want consumers to consider cost when evaluating what services to buy, though. That's a feature. The medical emergency debt statistic is just the usual thing of people not really understanding how medical insurance works. | | |
| ▲ | bayarearefugee 7 minutes ago | parent | next [-] | | > We want consumers to consider cost when evaluating what services to buy, though. A lot of medical care involves inelastic demand because your options are 1) pay this or 2) suffer and/or die. "The market" does not function correctly with inelastic demand curves. Yet another reason to socialize healthcare. | |
| ▲ | t-writescode a day ago | parent | prev [-] | | When I’m having a heart attack, or when I’m in anaphylactic shock - you know, some of the most expensive procedures that happen - I’ll make sure to confirm the ambulance is in network, the hospital, the specific first ER doctor, the specialist, the surgeon, the lab, the lab techs, the anesthesiologists and so on, while I’m either unconscious or actively dying. | | |
| ▲ | SoftTalker 5 hours ago | parent [-] | | Every insurance plan I've ever had makes exceptions to the in-network requiremnts for emergencies like that. | | |
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