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JumpCrisscross 9 hours ago

> It absolutely is related to investors' perceptions of U.S. credit

Related to, not evidence of. I added a CDS reference which isolates the credit component.

> Entities lending money to US want increasingly higher compensation

Entities lending money in dollars want higher compensation. There is no evidence they demand a risk premium from the United States.

What we are seeing is an increasing term premium. But that doesn't have to do with the U.S.'s perceived creditworthiness, it's a function of money supply and demand.

toomuchtodo 9 hours ago | parent | next [-]

It’s absolutely a risk premium. The market is slowly pricing in no appetite to reduce the US deficit.

https://www.atlanticcouncil.org/blogs/econographics/are-risi...

> Several factors have driven the rise in bond yields, including higher inflation expectations amid elevated energy prices following the Iran war and uncertainty surrounding a new Federal Reserve Chair. But the more fundamental concern is the US fiscal position: persistently high budget deficits have reached 6 percent of GDP, while government debt now exceeds the size of the US economy.

> In Fiscal Year 2026, which ends in September, the US Treasury is expected to issue around $2 trillion of securities on a net basis. Gross issuance, meanwhile, could reach a staggering $20 trillion according to the Securities Industry and Financial Markets Association. That gap reflects the sheer volume of debt that needs to be rolled over, much of it resulting from the Treasury’s decision under former Secretary Janet Yellen to favor shorter maturities when rates were lower and curves were upward sloping.

> US Treasury Secretary Scott Bessent has been attentive to the resulting borrowing costs and their impact on the budget deficit, which is why the Treasury has sought to limit pressure on the US bond market from foreign central banks that need dollars. During a recent joint FX market intervention with Japan, the Treasury sold euros for yen rather than dollars, avoiding transactions that would have required selling Treasuries. It has also asked the Fed to raise the limit on its Foreign and International Monetary Authorities repo facility, allowing the Bank of Japan and other foreign central banks to borrow short-term dollars against Treasuries rather than sell them in the open market, which could put further upward pressure on yields.

https://www.bloomberg.com/news/articles/2026-08-13/us-braces...

> “Investors are being asked to absorb a growing supply of government debt globally at a time when deficits remain large, inflation uncertainty persists” and the Federal Reserve is no longer a major buyer, said Michal Stanczyk, portfolio manager for the global fixed income team at Allspring Global Investments.

> “If investors continue demanding greater compensation for inflation and fiscal risks, long-term yields could move higher and away from 5% even if Treasury auctions remain well covered,” he said.

Risk premium!

JumpCrisscross 9 hours ago | parent [-]

> It’s absolutely a risk premium

It's objectively not–that's what CDS measure.

> higher inflation expectations

Not reflected in the data [1].

We can reasonably debate if investors should treat the U.S. as a riskier credit. But these auctions, CDS data and other funding rates for high-quality non-U.S. dollar-denominated credits (e.g. Saudi Arabia's dollar-denominated debt [2]) do not show what the article implies they do.

[1] https://fred.stlouisfed.org/series/T10YIE

[2] https://live.deutsche-boerse.com/bond/xs2747599509-saudi-ara...

toomuchtodo 9 hours ago | parent [-]

Forgive me if I defer to the bond market and treasury auction data. The data shows a path to a potential debt spiral and crisis based on yields demanded and debt outstanding. Current annual debt servicing expense is already ~$1T/year.

https://www.pgpf.org/programs-and-projects/fiscal-policy/mon...

JumpCrisscross 9 hours ago | parent [-]

> Forgive me if I defer to the bond market and treasury auction data

TIPS are Treasuries. The breakeven-inflation rate is calculated entirely from Treasuries.

> data shows a path to a potential debt spiral and crisis based on yields demanded and debt outstanding

Sure. The data also–unambiguously–show that Treasury prices are not pricing in a U.S. default or runaway inflation.

epolanski 9 hours ago | parent | prev [-]

Do you know how bond auctions work? It's based on a price-discovery mechanism.

The treasury announces it wants to sell $ 25B of 30Y bonds.

Then investors submit offers saying in effect how much yield they demand to buy them.

Then the treasury fills bids from the lowest yield upwards in tranches.

JumpCrisscross 9 hours ago | parent [-]

> Do you know how bond auctions work?

Yes. What do you think I don't understand?

Do you understand the difference between credit and rates?

epolanski 9 hours ago | parent [-]

I don't think you understand that at bond auctions buyers submit bids essentially setting at which rate they will buy the bonds.

Then the treasury fills these orders from the lowest to highest bid.

So all of your post make no sense. US paying the highest rates in 25 years means the buyers are expecting higher premiums.

And they ask them because they are worried about inflation and elevated borrowing levels.

JumpCrisscross 9 hours ago | parent | next [-]

> Then the treasury fills these orders from the lowest to highest bid

No, it does not. Treasury goes down the list until it has allocated the auction and then everyone gets the marginal rate. (And that's for competitive bids. You can also submit a non-competitive bid with no price–that gets filled first.)

> US paying the highest rates in 25 years means the buyers are expecting higher premiums

Would recommend looking up credit versus rates. It’s a useful construct.

> they ask them because they are worried about inflation

Nope. Do you know what TIPS are? You can compare the price of a normal Treasury and a TIP to get what Treasury buyers think about inflation. That's the breakeven-inflation rate in my top comment.

If you say you think they're wrong, I think I might agree. But the data–Treasury auction and insurance data–speak unambiguously to these points of investors' views, specicially, creditworthineness and inflation expectation.

kasey_junk 9 hours ago | parent | prev [-]

> Then the treasury fills these orders from the lowest to highest bid.

This is literally exactly wrong. Which is pretty par for the course when someone asks you if you understand how something works in the internet.