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Ask HN: How much money do you spend monthly on subscriptions for AI models?
8 points by marko-djuric 11 hours ago | 24 comments

Monthly total for all AI model subscriptions for personal use, with a breakdown of which models you use and for what purpose (coding side projects, AI assistants, etc.).

You can also mention how much you spend monthly on AI tools for professional work that your company pays for.

Wpnx330 3 hours ago | parent | next [-]

$0. but I use at least $8,000 worth of monthly tokens.

I used to have: $200 Claude-max $10 github copilot $20 chatgpt $20 Cursor

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then, I spent roughly $5000 in tokens for a project which turned out to be a dud. Figured, inference wasn't going anywhere as its now 80% of my day. So, I built a 4x DGX Spark cluster and put GLM5.2 on it. Then put a few qwen models for vision and embedding purposes on my original DGX Spark and completely went local. Tron, my Hermes agent, uses agent storming to orchestrate openCode agents and hermes subagents to handle most of my daily tasks.

For fun, I reworked a public Github vLLM Dashboard to track my usage and cloud cost avoided. original dashboard was by github.com/niklasfrick but I extended it. github.com/Wpnx330/spark-dashboard

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For my day job I spend about $1000 + $20 a month in cursor costs.

pighive an hour ago | parent [-]

How much did it cost to put together 4x DGX Spark cluster?

al_borland an hour ago | parent | prev | next [-]

$10 for Kagi, which I had before AI was a thing, so it’s not strictly AI spend.

At work, I have no life. I don’t have visibility into the cost.

Join_TalkoryAi 11 hours ago | parent | prev | next [-]

For me, the biggest pain point was actually having multiple AI subscriptions just to use different models for different things. I’m working on Talkory.ai, so I naturally use several models—GPT, Claude, Gemini, Grok, Perplexity, etc.—for things like coding, research, content and brainstorming. Individually, each subscription makes sense, but collectively the monthly cost adds up pretty quickly.

That’s one of the reasons I started building Talkory.ai: instead of paying for and switching between multiple AI tools, you can access and compare multiple models in one workspace and see which one gives the best answer for your particular task.

So rather than thinking “Which AI subscription should I pay for?”, I’m working on “Can I get the best model for each task without maintaining 5–6 separate subscriptions?”

armadillo1354 2 hours ago | parent | prev | next [-]

$20 cursor pro plan only, grok 4.6 is good enough and cheap

vuggamie 10 hours ago | parent | prev | next [-]

$0 personal

$200 claude max through work -- pricing may be different, they don't show me the invoices

wbnns 8 hours ago | parent | prev | next [-]

Business: $250 on Claude Max

Personal: $19.99 on Google AI Pro

mkbkn 3 hours ago | parent | prev | next [-]

$20 for Claude on my personal email - fully reimbursed by my company.

Personal use is much greater than use for company purposes.

r2ob 8 hours ago | parent | prev | next [-]

Claude $20 Google Pro $20 Suno $10

alexandroskyr 10 hours ago | parent | prev | next [-]

- claude max $200 (canceled) - codex max $200

sagabai 11 hours ago | parent | prev | next [-]

Claude Pro subscription is just enough for me

KenPainter 9 hours ago | parent | prev | next [-]

100/month Claude personal.

ignorantguy 11 hours ago | parent | prev | next [-]

i have chatgpt which is about 21$ and kimi which is about 40$. so 61$ in total a month.

mikert89 5 hours ago | parent | prev | next [-]

350$

jjgreen 11 hours ago | parent | prev | next [-]

£0

bellowsgulch 9 hours ago | parent | prev | next [-]

Previously $0 using local models, then $10/mo with GitHub Copilot, cancelled that when it became a bad deal, now $10/mo with OpenCode Go.

I haven't seen a better deal than OpenCode Go yet. You get more in token spend than with using providers directly due to some volume discounts they pool.

nchmy 9 hours ago | parent [-]

exact same path as me. I'm still stuck with 5 more months of Copilot annual subscription, but it was nerfed so badly that I just wrote it off completely. OpenCode go in VS Code is fantastic.

bellowsgulch 7 hours ago | parent [-]

Yep. Exact same take here. I have a private harness I actually integrated GitHub Copilot Chat support with, but you lose an "entire months" credits with any nominal task.

They knew what they were doing and wanted to kick people off.

Thank you for sharing your experience, too. I suspect a lot of us all took this path.

cyanydeez 9 hours ago | parent | prev | next [-]

$0.

Spent tons on hardware. Time is money and FOMO is a waste of money.

Wpnx330 3 hours ago | parent [-]

Can you share details on the build?

codingdave 10 hours ago | parent | prev | next [-]

Zero personal.

Zero at work.

pbkompasz 10 hours ago | parent | prev | next [-]

€0

zippyman55 11 hours ago | parent | prev | next [-]

$0

andrevalleee 10 hours ago | parent | prev [-]

run a 2-person custom dev agency and we just shipped our own saas, so ai is basically our co-founder at this point.

i currently maintain active subscriptions for claude pro and google ai pro. honestly, the roi is completely undeniable when you factor in how much time it saves us on boilerplate code, debugging, and drafting initial architectures. we also sprinkle in some midjourney and elevenlabs for asset generation when we need it.

for a small team trying to ship fast, the $40-$60/mo we spend on core llms is by far the cheapest overhead we have.