As a spreadsheet user first, this just reads as programmer prefers programming.

Many times the spreadsheet is a collaborative document. One way to use spreadsheets is you use it for a number of iterations, get your outcome quickly, let stakeholders give feedback and adjust the approach. Then once it becomes stable, then you turn it into a database/app/script. Errors in spreadsheets are obvious to more users than errors in code because your work is shown, not hidden.

Taking a csv file and writing bash is not the answer. If you are doing that, you should probably get back to work/research.