> This is a more reliable proxy than the $1b damage climate events, because the other is due to development on risky coast lines and overall increase in property values above inflation.

I don't think coastal property prices are the main concern. Most of climate change damage doesn't directly show up on a balance sheet but it's already there. Drought and storm damage are causing food shortages leading to terror and war. But the people it affects are sometimes not even part of the recorded economy.

Shouldn't deaths be up if climate damage is wrecking havock? That's my point